NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Date: January 31, 2024
1. Default has occurred in the conditions of a Mortgage, dated March 15, 2022, given by Tammy M. Gartner, a married person, as mortgagor, to Citizens National Bank of Park Rapids, as mortgagee. Such Mortgage was filed with the county Recorder, Otter Tail County, Minnesota on March 21, 2022, as Document Number 1274290. Assigned to: N/A.
2. The original principal amount secured by the Mortgage was $146,682.00.
3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage.
4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $153,753.74.
6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The East 1056 feet of the North 330 feet of the Northeast Quarter of the Northeast Quarter (NE1/4 NE1/4) Section Twenty-five (25), Township One Hundred Thirty-six (136), Range Thirty-six (36), Otter Tail County, Minnesota, will be sold by the Sheriff of Otter Tail County, Minnesota, at public auction on April 11, 2024, at 10:00 a.m., at the Otter Tail County Courthouse, 121 West Junius Avenue, Fergus Falls, Minnesota 56537, to pay the debt then secured by said Mortgage and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law.
7. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Chapters 580 and 582, beginning after the expiration of the mortgagor’s redemption period. If the Mortgage is not reinstated or the property redeemed, and the mortgaged real estate is an owner-occupied single family dwelling, the Mortgagor must vacate the property by 11:59 p.m. on October 11, 2024.
8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Property Address: 63884 County Highway 68, Wadena, MN 56482.
Parcel No.: 04-000-25-0180-003.
Servicer: Citizens National Bank of Park Rapids
Transaction Agent: None.
Transaction Agent No.: None.
THOMASON, SWANSON & ZAHN, PLLC
Trent R. Wilcox, Attorney ID#0392771
120 N. Main Avenue, P.O. Box 87
Park Rapids, MN 56470
(218) 732-7236
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published February 14, February 21, February 28, March 6, March 13, March 20, 2024